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Member Benefits
DELTA DENTAL OF IOWA
The Iowa
Retired School Personnel Association endorses Delta
Dental of Iowa for your dental services, the largest
dental benefit plan in Iowa. Any member of IRSPA
and/or spouse is eligible to enroll in the Delta
Dental of Iowa Plan. IRSPA membership ($12 per
year) must be maintained for continued coverage.
Delta Dental's
plan focuses on preventive care. There is a
lifetime deductible of $100. Once met, there is
never another deductible to pay.
Benefits are
available after a 3-month waiting period for
Routine/Restorative Care and a 12-month waiting
period for Major Services. If a retiree is on a
plan with a school, he/she may enroll in this plan,
and no waiting period would apply as long as there
is no lapse in coverage between the two.
Benefits
offered by Delta Dental of Iowa
Checkups and
Teeth Cleaning -- No deductible. You pay only 20%
coinsurance.
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Routine exam - every 6 months
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Dental cleaning - every 6 months
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X-rays
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Flouride applications for dependent children
under 19
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Annual maximum - $1,200.
Cavity
Repair and Tooth Extractions (Routine/Restorative
Care)
You pay only 20% coinsurance after meeting the $100
deductible.
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Contour of bone
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Fillings
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Routine oral surgery
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Limited occlusal adjustment
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Anesthesia in conjunction with oral surgery
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Emergency treatment and treatment to relieve
pain
Major
Services (50% coinsurance after $100 lifetime
deductible)
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Endodontics (root canals)
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Treatment for gum and bone disease
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Crowns, inlays, posts and cores
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Dentures
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Bridges
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Implants
Your
Delta Dental identification card is recognized
across the state and nationwide.
A toll-free number for
Delta Dental of Iowa is 1-800-544-0718. IRSPA's
Insurance Contact is Craig Downing, phone
1-641-622-3546.
Iowa Retired School Personnel Association (IRSPA)
info@irspa.org
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